
Property Taxes
The good news... property taxes will be
only a small fraction of what you expect them to be. Lots of under 10
ac tend to cost
you from about $300-500 per year and it's a very rare home indeed that
is taxed at over $1500 per year. I always post the property taxes on my
web pages near the price and will find out the taxes for any property
you
are interested in. I can pretty much promise you that property taxes
are
not going to break the deal on any property that appeals to you.
The bad news... in WV, tax bills are always
sent to the guy that owned the property LAST year, on July 1. Go
figure.
This means that when you buy a property, you will probably not get the
tax bill from the county the first year you own it. The seller will,
and
we can bet that he's not going to pay it. Hey, it's not his bill....
it's yours. Worse yet, it's not the
Assessor's
Office that collects the property taxes, it's the Sheriff (OK, do I
have
your attention now?). And when those taxes go unpaid, we have what's
called
the Sheriff's auction, where somebody gets to buy your property for a
tiny
fraction of it's value. Wow, what a great place! You do have 18 months
to get it back before it becomes final, but it can be a heart stopper
until
you do.
Property tax bills are usually sent out
in July or August. You'll need to be somewhat of a mathematician to
interpret
them but you have almost a year to figure it out and pay and can even
pay
all, or just half, at a time (hint: pay it all). If you don't get your
bill by the end of the summer each year (especially the first year),
call
the Assessor's Office in your county and get them to send it to you. If
you have already purchased through me, I've already given you a local
phone
book and introduced you to my unlinked parallel web pages that are set
up just for buyers and sellers. Get more info there.
Utilities (running
new
lines to remote property)
First of all, MOST properties have the
utilities
close by. But not all. Your cost for a line extension, if any, is a
small
share of the actual cost to the utility. Phone extensions are not
generally
an issue as the major phone companies (Frontier & Verizon) allow
generous
line lengths before they start to charge you for it. Smaller phone
companies,
of which there are several, may have different guidelines. Call and ask.
Allegheny Power has a formula for how they
allow or charge for lengthy extensions. Basically, the first couple
hundred
feet is free (including 125' of main line along the road and 75' of
service
line to the house from the road), unless you need it underground.
For all underground installations you must find a contractor and pay
the
trenching & conduit costs of about $6 per foot, depending on the
contractor.
Extensions beyond those limits, whether
above or below ground, also require 60 month service contract where the
power company will assess you a monthly charge to pay for your share of
the extension. The costs are affordable, especially when spread out
over
60 months. If you sell your property before 60 months is up, make sure
your buyer is willing to take over the remainder of the contract. You
can
have the power company estimate your costs by placing a work order for
that estimate with Allegheny Power. There is no cost, but it will take
a couple weeks and you'll need all the info on where to get the power
from
and where to take it. Call Allegheny at 800-ALLEGHENY and ask for an
engineer
familiar with your area.
Windmill Farms
Here are some thoughts about the new windmill
"farms".
Suitability of land
for
your purposes
Covenants and deed restrictions tell us
what you are legally allowed, or not allowed, to do with a piece of
land.
Do not assume that "anything goes" on any land within a subdivision, as
there are always some restrictions, and wisely so, in order to provide
some uniformity of use of the land. Buyer "A", seeking a quiet refuge
from
the pressures of the city for enjoyment of the natural beauty and
wildlife,
probably would not want to have neighboring landowner "B" running a
shooting
range and all-terrain vehicle track throughout his property. Buyer "A"
should seek a community whose covenants assure that most neighbors
would
be seeking, or at least respecting, those qualities. Buyer "B" probably
needs what we call "unrestricted" property, where his uses are not
curtailed.
In WV, most property begins as unrestricted, but later acquires
restrictions
as it is subdivided and the subdivider wishes to guide the future use
of
those parcels. When seeking property, be sure you understand and convey
to your Realtor how you
would
use the property. Communities may control the type & size of
housing
you build, hunting issues, all-terrain vehicles (ATVs), commercial use,
tree cutting, farm animals, fencing, camping and other issues. Be sure
you tell me your proposed uses of the property so that we do not spend
time looking at the wrong properties. Remember that if you buy
unrestricted
property, your neighbors also probably have no restrictions. The
smaller
your unrestricted property, the more you will be impacted by how your
neighbor
uses his property. Unrestricted really means UNRESTRICTED. For better,
or for worse, we have very few land use regulations in this state.
Besides considering the covenants, consider what sort of property features would best suit your needs. Rocky mountaintops are generally suitable for vacation homes and in some cases (but not all), full-time homes, but probably NOT for horses, farm animals and gardens. Cleared land in the valley is far more suitable for those gardens and animals than forested mountainside. Small lots on a major highway will not give you quiet and privacy. Remote parcels on dirt roads are not where your business will thrive if customers and deliveries need to come to you. I always try to specify the best uses for a property on my property pages. If it may be suitable for horses, I will say so. Just because the covenants specifically permit horses, does not mean a particular parcel is suitable. Let me know if you have questions about the suitability of any property for a particular purpose. I can probably answer your questions.
Using Contour Maps
Whenever possible, I try to secure, or even
construct, topographic maps of the property for sale (only Hampshire
County
makes them available). For those that can read them well, they
virtually
draw you a picture of how the land lays. You can easily estimate the
best
way to add a driveway, where to build, where the best views would be,
where
the best well might be drilled, and lots
more. If you don't know how to read a contour map, it would be well
worth
learning. Here are some basics:
Each wavy line on the map (called contour
lines) is a line of equal altitude. Walk along, or parallel, to any
line
and you'll stay on one level. Walk across the lines and you're changing
altitude by 20' for each line (different map scales use different
contour
intervals, but often for the maps I use, it's 20'). Walk
perpendicular
to the lines and you're walking up or down as steeply as can be done
there.
If the lines are closer together, then then the land is steeper there.
If those lines are almost on top of each other, there may actually be a
cliff or rock slope there. If they're further apart, then the land is
"flatter"
there. If the lines are sort of uniformly spaced, then the slope is
constant.
The ground slopes up or down in the direction of a line drawn
perpendicular
to the contour lines. The trick one needs to learn (the stuff above is
the easy part) is to recognize which way the slope goes. Consider that
any water features are likely at the bottom of a slope (no rocket
science
here!), therefore, crossing any contour lines directly from a water
feature
means going UP hill. The thicker lines are reference lines (like 1000'
and 1200') and often have the actual altitude marked on them. The
thinner
lines represent the various altitudes between the reference lines (like
1020', 1040', 1060' and 1080') and they never have the altitude marked
on them. Studying a few maps and seeing the land forms they represent
will
help you a great deal.
To get online contour maps of any area,
go to: http://topozone.com/
For more on contour maps, see http://www.countrywalkers.co.uk/Contourmap.html
Buying WV land as
an
"investment"
How often I hear the word "investment" in
this business from out-of-town buyers! My personal theory is that about
the only investment opportunities you have in purchasing land around
here
are as an investment in your personal life for the enjoyment that you
may personally
get from the land, such as the recreational value or the "escape valve"
from city life (as a former Northern Virginian I can understand the
real
value of that). You'll have to be smarter than the average bear to be
so
sharp as to buy land here and turn it around for a profit faster than,
say, Northern Virginia real estate appreciates. The guys who do it
successfully
here are "locals" who know the other players, they're old hands at it,
have big budgets (or know how to use other's
money), know all the smart tricks and are fast on their feet. And some
still fail.
Best
not to try to compete with those that know the market, know the land,
know the "right" people,
know
the regulations (and especially how to get around them) and so on. If
you have a
great
idea and a unique twist on it, I may be able to help you find a
property
you need, but if you're just looking for a place to park some money and
turn a quick profit on resale, this is probably the wrong place to try
it (with the possible exception of the Sheriff's tax auction, see
"Property
Taxes"). People buy out here to some extent because it's still
affordable. It's still affordable here simply because we do NOT get the
regular
double
digit appreciation that other areas seem to enjoy (or suffer from).
Some properties still sell for about what
the
owners paid for them several years ago, because they seriously
overpaid.
Sometimes they resell for
even less than they paid, if they bought from a developer. Throw in the
carrying costs
of property taxes and POA fees and there are few properties that "make"
money over the years after eventual resale and subtracting the commonly
charged
10% real estate commission on rural land. Shouldn't be such a big
surprise
when
you can still buy land for $4-6K per acre. We're NOT running out of
land here.
Read on...
Buying land from a
developer
vs. buying in an established community
Contrary to any offers of "getting in on
the ground floor" or watching your "investment" grow, by purchasing in
a new WV land subdivision, buying your land parcel in an established
community of 3-5 years,
almost always gets you the best bang for the buck. Examination of the
MLS or courthouse records in this area of WV will reveal that the
developers often
get the highest prices for the land that can be had for some time after
the
initial sale. Quick resales after a purchase in a new development tend
to be very difficult, or even take a
hit in the first few years. Owners trying to resell for a big profit in
the first few years often find more failure than success.
Increases in real market value tend to come only after numerous
quality homes are built, the new roads get needed improvements and
stabilize,
the Board gets it's feet solidly on the ground and enforces covenant
violations,
the HOA gets itself into good financial shape, AND the number of FOR
SALE
signs falls to well under 3% (supply & demand). Reasons for this
phenomenon
may include unfulfilled promises (underground utilities, good
covenants,
good roads, state road improvements, lots "guaranteed" to perc, etc.),
unfulfilled expectations (possible new ski resort nearby, good well
water,
soaring land prices, "running out of land", etc.), or simply that the
community
ends up selling to diverse people with very different ideas about its
use, or that it just plain looks bad (trees from road clearing tossed
willy-nilly onto adjacent lots). Not all new communities turn out
the way you think they will, or are told they will. A rush to sell in
the
first few years by disillusioned or distressed buyers and the
"investors"
looking to quickly cash out ("flip"), can soften resale prices, causing
a resale
problem for years to come. Happens all the time. I can give you lots of
examples of all of the above. Owners actually seem astonished to
discover that they aren't going to make lots of money when they re-sell
their mountain land that they just bought.
3-5 years after a new community is
created, there are often oodles of
land bargains to be had. Those are the big turnover years and sellers
often drop prices to be able to cash out quickly. You don't need to be
a great bargainer... the great deals are already there waiting for the
buyer. Accept them gracefully.
If you think the price is too high for you, find another property.
Remember the Golden Rule.
After 10 years, though, you can
clearly
see what a community will be like. Issues like no well water being
found
will be established fact by then (there are lots of these). Occasional
bargains
will
still be available even in the most successful places and you'll know
what's
going to be next door to you because it's probably already there. In
that
10 years, the community has established it's character. This is the way
you get rock solid value on your land purchase... not by being one of
the
first to purchase in a brand new development.
West Virginia does not have the land use
protections that other states provide in new developments. For example,
there are over 400 subdivisions in Hampshire County, maybe 5-10% of
which
have the really vital elements for a high quality, upscale community.
Many
new WV developments (and the vast majority of the new acreage), of
late,
have been designed to actually skirt the protections that have been
provided
by new local laws, as developments of lots of over 20 acres do NOT have
to conform to the HUD rules or subdivision ordinances in these parts
(or over 8-10 acres in
some counties). The developer
is free to do as he pleases and let the buyers deal with it later.
Roads never seem to turn out quite the way the buyers envisioned it
from the
developer's description. For example, if you think you know what an
"all-weather shale-surface road" is, then you're way ahead of the
County Planning Departments in these parts. It seems to be whatever the
developer leaves behind when they leave. And don't think that means a
gravel road, because it does NOT!
Here's an idea... ask your new
development
salesman just why all the lots seem to be about 20.01+ acres and see
what
he says. There's only one reason. Clue: it's NOT because
that's what the public demands... it's so as to NOT have to conform to
the HUD regs or the protective ordinances each county has recently
enacted, such as THIS
one for Hampshire County. But reports are that responses
from
those salespeople include "It's because when you have lots of fewer
than
20 acres you can place mobile homes on them and there are no
protections",
(oh, I WISH someone would get that on tape!). Sorry guys, you should
get
out more often... the ordinances have protections for the buyer
(better roads, better drainage, better access, better covenants) and
assurances that the
developer will actually complete the mandated improvements. And most
land
use restrictions are determined by the Covenants, written by the
developer, NOT by any state or local public entity! Do be careful
around
any
salespeople... don't let anyone bully you into an on-the-spot purchase
of a piece of land that SEEMS overpriced. Check it out by seeing
if it's even in the ball park by looking at what's on the MLS market
right now on www.homesdatabase.com and www.realtor.com . Don't fall for
time-share condo sales
tactics and the walkie-talkie tag-team bullying so prevalent in WV. Get
them to
document, in writing,
any and all claims.
And always sleep
on it before making a purchase. Always. Those "Today Only" deals will
still
be available tomorrow, if you play your cards right.
Building Costs
Sq ft costs for new construction seem to
run between $100 to $165 per square foot, depending on the area, the
builder
and the style, size and materials of the home. These numbers apply to
heated
interior finished areas. Basements, unfinished space, second floors and
garages are more like half those numbers. Don't forget to add for decks
($20+ per sq ft), septic ($5,000 and up), wells (you never know, but
we can make some guesses based on the neighbor's wells) and other
extras.
Log and timber-frame homes seem to cost more than your regular cedar
sided
frame home, but are far more in demand (think resale value). Moderately
priced ones tend to
sell quickly on resale. When you buy a land parcel through me, I'll try
to have a list of local builders and can often show you some of their
projects.
One good source for that info is to ask the owners of nearby homes that
appeal to you. Most homeowners are delighted to share that info to a
new
neighbor and may offer you a tour.
Building to CODE
As of 2003, WV adopted the International
Building Code (IBC), with some minor modifications, however, individual
counties may, or may not, have adopted that code.... the choice is
theirs
to do so or not. None have yet done so in the Potomac Highlands but
Hampshire & Hardy Counties may do so soon. Any political
subdivisions of WV that do wish to adopt
a building code must now adopt the IBC code, as adopted by the State,
even
if they had previously adopted a different building code. Most rural
counties
in WV do not do residential building inspections for compliance (other
than final electrical connection by the power company and septic by the
Health Dept.). That means things may not really get built to code in
some
cases, either by design, by ignorance, or by negligence. Be sure you
have
a reputable builder, as all this will likely change before too long.
There
are ample good reasons to voluntarily observe the building code for
now,
such as fire, health, safety, insurance, resale and refinancing, to
name
a few.
On
occasion we have resale home inspections by the lender or insurer that
turn up a problem for the buyer or seller (usually both). For example,
many folks skip the railing on their deck so as not to be in the way of
the view. This can cause a problem on resale just days (or hours)
before
closing, as the buyer may not be able to get insurance when the 5' high
deck has no safety railing (or that railing doesn't meet code). Other
code
issues may be more complicated and far more difficult to repair. Just
be
aware of the fact that there are rarely code inspections on new
residential
construction work (other than final electrical connection and septic)
unless
you specify that in your building contract and make arrangements for
it,
BUT, certain deficiencies may hold up the resale of the property later.
Here's a tip from the Hampshire County Planning Office: "If an owner
wishes
to have his home built to a certain building code, then he should have
that requirement written into his contract with the builder. The
contract
should also specify by whom, how, and when the inspections will be
performed,
how discrepancies will be addressed, and how differences will be
resolved."
Good advice. Hampshire County is one of the counties that have not yet
adopted the state building code, but at least the state has told us
which
one to follow, IF we want to. Best advice: be sure your builder not
only
knows the IBC building code, but follows it too!
Need to speak with a county planning office
about building or flood plain issues? Contact me for names and numbers.
Wells, Water &
Alternatives:
How much ground water do you need?
---Average Home Water Requirements
Each person, per day, for all purposes...
50 gal.
---Average Amount of Water Required by
Various Home and Yard Fixtures
Each shower... up to 60 gal.
(if you have teenagers)
To fill a bathtub... 30 gal.
To flush toilet... 3-6 gal.
To sprinkle 1/4” of water on ea. 1000 sq.
ft. of lawn... 160 gal.
Dishwasher - per load... 10-15 gal.
Regeneration of Domestic Water Softener...
50-100 gal.
---Average Flow Rate Requirements by
Various Fixtures
(gpm=gallon per
minute
gph=gallon per hour)
Shower... 4-6 gpm
Bathtub... 4-8 gpm
Kitchen Sink... 2-3 gpm
½” hose & nozzle... 200 gph
3/4” hose & nozzle ... 300 gph
Lawn sprinkler... 120 gph
Drilled wells are the usual source of
water
in the country and can usually be depended upon to provide all the
water
a family normally needs. Water wells run from about 75' to 800' deep.
Most well
water is fine to drink just the way it is. Some well water will need a
filter to remove cloudiness (turbidity) or solids and some may need an
ion exchange "conditioner", iron filter, or other device to remove
excess
minerals from it. Doing so makes the water taste and look better and
prevents
staining on laundry, sinks and toilets. Figure on about $1500 to $1800
for corrective action if your well has excess minerals.
Well-drilling costs include about
$12.00
per foot to drill. Add another $12.00 per foot for casing until you hit
solid bedrock, usually no more than 42' on hills but can be much more
in flat bottom land due to sand/gravel accumulations there, or in
sandstone. The well
driller will charge a "setup" fee ($200-300) and maybe a "grouting fee"
($200-250). That's about it for drilling the well. But to make it work,
you
need a pump, the plumbing, the wiring and a pressure tank. The deeper
the well, the more these cost PER FOOT... the per-foot costs jump
in quantum leaps as you pass certain limits of pipe quality, wire
gauge and pump horsepower. For the whole package, a fair
estimate might be $16 per foot, plus $2000 to $8000 for the hardware,
depending on depth. Nobody can promise the final cost, but finding out
about your neighbor's wells is a good start. And I always recommend
drilling the well before you build the home.
Some areas, including very high-altitude properties, may be unable to reach a water-bearing rock formation. This can be because of an impervious cap-rock formation that prevents penetration into the ground (example: Applefields of Heaven subd. in Romney) or because of limestone caverns that drain the water away and prevent the air-pressure rock drills from operating properly (many properties of 3000-4000' altitude on limestone). Some areas are known to have no water at all and others may have spotty success. I usually know the areas well for my listed properties and can tell you where the neighbors get their water and the details. If you can't get water from a well, there are several good alternatives, most of which actually cost far less than a well!
The first place to look for an alternative water source is a spring on your property. Springs are fairly common in the mountains and the existence of a spring may even be evidence that a well might not work, either because of that impervious cap rock, or due to limestone formations that have caves that drain the water away. Springs can be anything from "gushers" of 10 or more gallons per minute, to "seeps", which are little more than wet spots, that if dug out, have a bit of water flow underground. You don't need much flow, but you do need some flow to develop your spring. The basic idea is to collect your spring water in a spring box or cistern, pipe it to the home and run it through a set of filters and a purifier (chlorinator or UV-sterilizer) to kill any bacteria. Once done, it is handled the same as well water. Lots of info on the web about utilizing springs for home use. Here's one source: http://peacecorps.mtu.edu/Springbox/index.htm
Another good source of water is called rain harvesting. The basic idea here is to collect rain water from your roof, filter it, store it (usually in an underground tank called a cistern) and treat it just like the spring water before use (filter & sterilize). To learn more, do a Google search for "rain water harvesting".
Another source is to have a storage tank and pay a commercial water hauler or the local fire department to fill it, when needed. This can be surprisingly affordable. Ask me for info on water haulers. Whichever you use, these alternative sources tend to cost far less than a drilled well and pump system, but will take some regular maintenance to keep them operating properly. You'll be running your own water works.
Many nice weekend and full-time homes in our area use one of these methods for water if their wells have failed or the area is known to have no viable groundwater. Best to research the area and know ahead whether a drilled well will work or whether to apply that expense toward a state-of-the-art alternative water supply. I can usually give you some very good advice about this.
Gated Communities
In these parts, gated communities are not
meant to be exclusive in any way, but are created primarily for
quiet,
privacy and security. Weekend residents typically need additional
security
to be assured that their homes and personal property are not
compromised
when away for weeks at a time. The gate prevents the random opportunist
from taking advantage of your absence. Lacking a gated community, an
owner
might consider a pair of metal posts and locking chain to keep
evil-doers
out of your property. Another big reason for gated communities is to
protect
the wildlife from illegal hunters so that the residents don't lose the
wildlife they intended to be able to visually enjoy, nor have to deal
with
the hunting issues that generally go on outside the gate. You'll need
to
love the wildlife in these places as you may have a dozen deer in your
yard each evening. Some communities DO allow hunting inside the gates,
so don't assume that all gated communities restrict hunting (see list
below).
Owners and guests enter the gates by way of keys, code, combination
locks, or
automatic opener. Most places (but not all) have established protocol
for
guests, contractors and deliveries to have convenient entry through the
gates, as well. PLEASE, do not ask me to get you into a gated
community
so you can "just look around" without me. That's part of the reason
they're
gated... they don't want anyone in there to "just look around". I will
never give out gate codes until the buyer has a signed contract. Casual
traffic (just lookin' around) is over 2/3 of the traffic in many
communities.
A gate cuts that off cold! You'll appreciate that once you become an
owner
in one. I'll show these places to you if you have a legitimate interest
in seeing a specific property that is on the market.
Gated Communities
in the Potomac Highlands include:
Ashton Woods (Hardy
& Hampshire
Co)
362 lots of 20+ ac ea near Moorefield. Three state-of-the-art
electronic
gates with phones. ALWAYS locked!
Cacapon View (Hampshire
Co)
32 lots of 3 to 40 acres atop Noland Ridge near Slanesville. Electronic
gate ALWAYS
locked!
Christina's World
(Hampshire)
35 lots on 677 ac along several loops of the Little Cacapon River. Manual, key
only, often left open.
Eagle Mountain
(Hampshire Co.) 107 5-15 ac wooded mountain lots with
about 30 on the top of the mountain ridge. Manual, key only.
Ice Mountain*
(Hampshire Co) 46 riverfront lots in two huge river bends next to Ice
Mtn
Preserve. Log homes predominant. Electronic gate
ALWAYS locked!
Misty Meadows*
(Hampshire Co) 48 lots on 270 acres, some with North River frontage,
near
Augusta. Electronic
gate,
oops,
rarely used. :-(
Timberline*
(Tucker County) A gazillion mostly 2-5 ac lots near the Timberline Ski
area near Davis. Guard house with 24-hour guards. VERY expensive.
The Crossing at
the Great Cacapon*
("The Crossings") (Hampshire Co) 214 wooded/open/wooded, river
&
upland lots on 800+ ac in a huge bend in the Cacapon River. Log homes
predominant.
Electronic
gate with
phone. ALWAYS locked!
The Preserve at
New Creek Lake*
(Grant
Co) 43 wooded mountain lots on a 1000 ac nature preserve. Key or
combo.
ALWAYS locked!
Whitetail Mountain
(Hampshire Co) 32 lots of over 20 acres each on 700 ac near Romney. Key
only.
This is a list of the gated
places where I list and sell property, but many communities may have no
properties on the market at all at any particular time. Contact me for
availability. I will not give you the access code to any gated
community
until you are under contract for a property. I'm seeing that the gates
with manual locks are being left open more and more in many
communities. The electronic gate makes SO much more sense and cannot be
left open. Phones are a real plus to call owners from the gate.
*means
hunting is NOT permitted in that community
Addresses
So far, we don't have a good addressing
system in most rural areas of WV (some say they're working on it,
though).
Seems most folks live on private roads and the post office rarely
delivers
directly to your property, so most folks go with a corny looking rural
address that's about meaningless to your lender, insurer or those
trying
to find your home. Worse yet, are the situations where your USPS
mailing address is in a different county from your physical location.
That one drives the lenders and insurers practically "postal"!
If you have a weekend place and really miss getting
the local junk mail and shopping circulars you can sign up for a
mailbox
or a P.O. box. Most communities have a "cluster box" near the entrance
and you get one by asking the HOA or local postal facility to assign
you
a box. Most communities refer to your land parcel by the lot number.
Some
get fancy and assign a street number, but that does little good if you
have no mailboxes at the road and can't see the home, much less the
number
on it. The UPS and Fed-Ex fellows are pretty resourceful and always
seem
to find a way to get your stuff to you (after a while, at least). Just
be sure to always have your phone number posted on the delivery box so
they can call you. Unlisted numbers (and cell #s) are not a good thing
if you want
them
to get your stuff to you.
Noise
The quieter it is, sometimes the noisier
it seems. Now that sounds really silly, but its absolutely true. We
have
some really quiet places around here. While standing on that quiet hill
and enjoying the sound of no sound, we may be put off by the sound of a
truck a mile or so away. On a hill overlooking a lake at The Preserve
I've
heard people clearly talking in a normal voice 2000' away and a dog
barking
over a mile away. That tells you how sound travels and can be heard at
great distances when most other sounds are absent. The lesson: no place
is perfect in its level of quietness, but we should strive to keep our
own noises as low as possible in the country by not bringing lawn
mowers
to WV, keeping chain saw use to a minimum and being sure our vehicles
are
as quiet as they can be. ATVs and guns pretty much ruin it for others,
so don't be asking me to find you a place in a quiet community if you
plan on using them there. We all enjoy the quiet we have here in the
mountains.
Let's try to keep it that way! And while we're talking rural
qualities....
When it's dark in
the
country, it's REALLY DARK!
We seem to enjoy some
of the darkest skies in the USA here in WV! Sky watching from the top
of
a mountain on a nice night can be a memorable experience. Bring
binoculars
or telescope for some real fun. Many amateur astronomers end up out
here
with property on a mountain and a nearly flawless black sky. We can all
work to preserve this special experience by wisely selecting our
outdoor
lighting.
Please don't light up your place in the country like a
shopping mall. Motion detectors will save you electricity by lighting
up
your place only when required. Keep those lights at a low wattage and
aimed
down at the ground so they don't shine into other's eyes, or skies, no
matter what distance. Worst offenders are the "dusk to dawn" lights the
power company likes to sell and the rectangular high intensity halogen
lights that can't easily be aimed. Both of those lights tend to shine
in
ALL directions and can be seen for many miles, when all you really
needed
was to light a small area. For lots more info on this topic, PLEASE see
the International Dark-Sky
Organization
at http://www.darksky.org/.
Please,
leave the street lights in the city. Let's all work to keep it dark in
the mountains of WV!
All-Terrain
Vehicles
ATVs, as they're
called,
are either three-wheeled, four-wheeled, even six-wheeled, motorized
vehicles
created primarily for recreational
use,
but also very useful for farmers and others working in rough terrain.
They
are most often used for hunting and recreational "4-wheeling". These
vehicles
are able to go many places where no other sort of vehicle can go
because
they usually have all-wheel drive. Therein lies the problem... for
those
seeking quiet, privacy and security in a "No Hunting" environment, ATVs
may defeat all those goals, especially when in the hands of kids. WV
leads
the nation in deaths and serious injuries from ATV use (and abuse).
ATVs
and quiet, secure, communities do not usually mix well. If you seek a
quiet
community and value your privacy and security, look for a community
that
does not permit ATV (or dirt-bike) use, or at least has strict
restrictions
on them. These communities tend to be gated and to also restrict
hunting,
enhancing the level of privacy and security. Communities that permit
hunting
tend to also permit ATVs and may have looser covenants altogether. In
this
area of WV, there are far more of these more permissive communities
than
there are the gated restrictive communities. Turns out the more
restrictive
communities are in much greater demand and usually have few, if any,
properties
for sale. I keep waiting lists for these places and try to notify
buyers
when I see a nice property come available. If you prefer a place where
ATVs are permitted, make sure you tell me so on first contact, because
I'll be looking for a different sort of community for you or even let
another agent help you. There are
a growing number of places in WV where you can bring your ATV to do
trail
riding, mostly in the southern part of the state.
ATV Links (will
open in a different window)
ATV Issues &
Misuse: http://www.landrights.com/atv.htm
WV ATV Laws:
http://www.hsc.wvu.edu/som/crem/publications/pdf/ATV%20laws.pdf
ATV Trails &
Tours: http://www.wvexplorer.com/recreation/atv/default.asp
Distances between
these
property listings
Many of the properties on my web pages are
quite some distance from each other and from my home office (and from
your
home). This is because these listings are "prescreened" for you by my
policy
of seeking only certain types of properties in what I consider to be
special
communities. I travel great distances to find these for you. I do not
accept
random property listings from sellers. My listings come primarily from
my contacting the owners of properties that I think would have special
appeal to you, or my being well-known in those communities (I also
usually own a lot in those special places). As a result, it can be as
much as a 2 hour drive between
some listings. This effectively prohibits casual viewing of properties
with me and we will usually work best by targeting two or three
properties
for which you have read all the available info on the site and even
requested
additional documentation (covenants, plats, etc) or asked a few more
specific questions. For homes, I
often
have more photos than I post to the web site, such as bathrooms, crawl
spaces, neighboring homes, roads, etc. Ask for them if they will help
you
in defining your level of interest. I'm delighted to show you those
properties
that we feel may work for you, but will be disappointed if we visit a
property
and find you reject it due to some feature that was clearly pointed out
on the web page, such as room sizes, property size, view, etc., as my
reasons
for building elaborate web pages are to help you to eliminate
the
non-starters from your list. As a result of specializing and creating
educated
buyers, many if not most, of my property listings sell on the first or
second showing. I try to reserve weekend appointments for folks about
ready
to buy property and do the more casual tours, for those not quite ready
to buy but needing to see a few communities or properties, on weekdays.
Weekends may be filled up many weeks in advance at some times of the
year.
Your help in reducing our need for imported oil (or ANY oil) by
targeting
only the most appropriate properties is greatly appreciated!
Before we look at property, it might be
best if you take a 1-2 day trip here to see some of the special places
we have in the Potomac Highlands area. The B & B & cabin owners
on my
Lodging page
can be a big help in recommending places to go and see. Knowing the
area
will be a big help when it comes to making the decision between
different
properties. If you are interested in fishing, skiing, hiking, canoing,
or any other specific activity, then clearly one place may offer
advantages
over the others. If you simply seek a quiet getaway for relaxing, then
being closer to your home may take priority. Let me know if I can help
you in this way.
Winterizing your
cabin
Weekend users of WV homes will want a home
that is quickly and easily winterized, if possible. This means that all
the water can be quickly and easily removed from pipes and appliances.
This takes some special design work on the part of your builder so as
to
run all the plumbing so that it can all be easily drained from just two
outlets
(hot and cold) when you are departing. Trying to heat your weekend home
through the winter can cost you $200-300 per month and for those who do
not use it every weekend it just isn't necessary. A tree falling on a
power line may still cause all your pipes to burst and, if you didn't
turn
your water pump off, cause water to run through your home when power is
restored until the
pump
burns out or somebody finds it. Trust me.... you want to winterize it
instead
of heating it, whenever possible. Yes, it takes a few hours to warm up.
You decide.
To do this, after you throoughly drain
the pipes, most appliances (washers,
dishwashers,
water heaters, etc.) need to be drained or have non-toxic (pink)
anti-freeze
added to the little water that remains. All sink, toilet and bath drain
traps
get the anti-freeze too. This process takes under ten minutes in the
properly
designed home. Then you turn off all the circuit breakers that are not
needed (leave breakers on for security lights/system and refrigerator).
Upon
return, turn on the water, close the faucets while allowing all the air
to escape and after all pipes and water heater have fully
filled
up (water needs to be coming out of an upper-floor hot faucet), THEN
you can turn on the water heater circuit breaker. Ten minutes
or less for the whole process. Make sure you have this in your weekend
home. I can help you to run a simple check on any home we look at, but
on some homes it may be impossible to be sure. I, too have enjoyed the
use of a weekend home in WV for many years and have dealt with most of
the issues.
It's
pretty important in a weekend home to protect and
simplify all the water lines. Never put a water line in an outside
wall. Always use frostless valves for outside faucets and always
disconnect the hose between October and May. If you can easily drain
almost all the water out of the lines and protect the rest (traps:
sink, toilet, bath, washer) with pink antifreeze, then you have 95% of
the battle won. Things that are hard or near impossible to protect are
dishwasher water lines (I'd just disconnect it for the winter), washing
machine lines (makes sure they will drain by gravity and spin some pink
antifreeze in the drum to protect the pump) and ice maker water lines
(learn to live without them).
Other good ideas:
Keep several digital high-low,
inside-outside thermometers running in the house, showing you what
happens when you're not there. Keep a record: outside, inside on each
floor, basement,
north side, south side, etc. These will help you anticipate the
severity of the cold and the months to worry, or not.
Put all your plumbing appliances (water heater, pressure tank, water
filters & conditioner
and laundry if the wife will permit it) in an insulated freeze-proof
room
in the basement, in the corner most protected by earth. Make sure it
has
a floor drain and run your hot & cold plumbing low points to that
point to
drain. Keep a space heater in there with a "freeze setting" and you may
not ever need to drain or worry about those items.
ALWAYS turn your well pump and water heater circuit breakers
off when not at the house. ALWAYS.
Also, Google
"winterizing your vacation home" and look through some of those pages
for more ideas.
One more thing to be aware of... in a home that freezes inside, some canned foods, drinks and other liquids may freeze... even in the refrigerator. Keep sodas and bottled water in the basement freeze-proof room for winter. And, when the house temp is in the 30's, your refrigerator/freezer may not work quite as you expect it to.
Nuisance Lady
Beetles in WV
Asian Lady Beetles have been a nuisance in WV for the
past 15 years. They begin to cluster in the Fall, swarming over the
sunny warm side of homes as the weather turns cold. As they work their
way into the nooks and crannies of your home exterior, they then spend
the next few months finding their way through the insulation or logs to
get into the house, then clustering at windows wanting to get back out.
Freezing does not kill them, apparently. Can be a big mess. The best
"treatment" is to make your home air-tight so they can't get in in the
first place. I solved the problem in my own home 10 years ago by
replacing every door and window in the entire place and making sure
they were installed as tightly as possible. Presto... no more lady
beetles. Cost: about $10K. Worth it to me. If you haven't built your WV
home yet, consider writing something into the building contract making
the builder more aware and more responsible for the problem, if it
occurs (it will). Log homes may, unfortunately, be harder to
beetle-proof than other homes because the logs often have spaces and
crevices where the little critters can enter... especially at the
corner joints. I went to the Log Home Seminar in Chantilly VA, in 2006,
for the main purpose of asking the kit-makers and builders what they
were doing to make their log homes more resistant to the beetles. The
most common answer: "What beetles?". OK, your head in the sand just
won't work, guys. Here's some good explanations of them (both pro and
con) and specific chemical solutions (if it has to come to that).
WV
Article on Lady Beetles
http://www.wvagriculture.org/news_releases/2007/8-30-07-a.html
NY
Article on Lady Beetles
http://www.entomology.cornell.edu/Extension/DiagnosticLab/IDLFS/AsianLadyBeetle/AsianLadyBeetle.html
MN
Article on Lady Beetles
http://www.extension.umn.edu/yardandgarden/ygbriefs/e615ladybeetles.html
Full-time vs
weekend
property
Some properties just work better for some
types of uses than others. Think about how you will be using your new
property
and be sure to share your thoughts with me. Your current home would
probably
not work well if duplicated in WV for weekend use, simply because it
was
designed for full-time family use. Most WV homes found outside of a
subdivision
would have been designed and built for full-time use, rather than
recreational
weekend use.
Weekend properties have certain
characteristics
you should carefully consider when buying or building. These would
typically
include:
Features typical in
Purely
WEEKEND properties
Wooded, with a small lawn or no lawn at
all (do you want to mow, or relax?)
Easily winterized to eliminate heating costs
when not occupied
Typically on 4 or more acres for a sense
of privacy
Close to outdoor activities such as boating,
skiing, hiking, etc.
Often in a community with over 80%
recreational
weekenders
Designed more for relaxing, entertaining
and mixing indoors with outdoors
Wood stoves for the massive heating needs
of warming up a cold house
Include electric baseboard for quick zoned
heating of only the rooms you will use
Insulation less important than good heat
sources since it's used infrequently
Fireplaces strictly for ambiance (they only
warm the room they're in, cause others to cool)
Large windows for the views and sliding
or French doors for outdoor access
Outdoor decks/patios for views, entertaining
and enjoying the mountain elements directly
Extensive wood in the home interior (but
too much wood may make it dark)
Rustic low maintenance exterior such as
cedar, log and/or stone (not vinyl)
Nearby shopping usually not very important
(buy along the way there)
Proximity to primary home/work to reduce
weekly drive time
Gated communities for security due to
infrequent
use
Extra bedrooms and baths for guests
Basement handy for expansion (you'll want
it)
Consider proximity to local fire department.
Harder to insure over 6 miles.
Log homes seem to resell best
School district & bus location not
important
Garage usually not important
Retirement properties may include other considerations as well, or in contrast to the weekend style.
Features that may
be
important in RETIREMENT Properties
Ranch style for minimal stairs
Best insulation possible due to regular
use
Most convenient and efficient heat sources
(propane or heat pump) with backup source
Located closer to regular shopping, doctors,
hospitals, fire department
Maybe not quite so remote or secluded
South exposure available for satellite
TV/Internet
service
Within 4 miles of phone company switching
center for DSL service (hard to do)
More level land, driveway and roads for
safety and convenience
Small lawn, if any (unless you enjoy mowing)
Garage, either attached to home or in a
separate building
Zero maintenance exterior such as vinyl,
stone or brick
Handicap features such as wide hallways
and doors
Nearby neighbors who live there full time
Many folks tell me that they want a home for weekend use now, but that they may well use it for retirement later. Experience bears this out time and time again, as many properties I sold ten or more years ago are now used in retirement by the very same owners, who planned well, or made the needed modifications. If you expect that this may be the case for you, then plan accordingly and purchase or build your home for how you would use it in the next phase of your life, as well as for now.
Other stuff you
may need to know....
Sandals & shorts
are not appropriate wear for seriously looking at mountain properties.
Save them for the beach, because if you're serious about buying, we're
going to be doing some hiking in the woods together!
Did I miss anything? If you can think of more topics, please let me know.
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